Processing fees
This is a fixed fee, or a percentage of the transaction value charged for each transaction, agreed upon in advance with the customer in the Business Service Agreement.
Processing fees vary depending on the currency and the payment method used. The default rates are listed below for reference. However, these rates are flexible and may be adjusted based on factors such as:
- Expected transaction volume
- Customer type
- Purpose of the transaction
- Nature of the customer’s business
TransFi will be happy to discuss customized pricing based on the specific needs. For tailored rates or further details, please contact our support.
| Region |
Country |
Currency |
Channel |
Pay IN / OUT |
Transfi Processing fees |
| Europe | Eurozone | EUR | SEPA / SEPA Instant | Pay IN | 1.00% |
| Europe | United Kingdom | GBP | FPS | Pay IN | 1.00% |
| Europe | Eurozone | EUR | Open Banking (SEPA QR) | Pay IN | EUR 0.5 + 1.65% |
| Europe | Eurozone | EUR | SEPA / SEPA Instant | Pay OUT | EUR 2.3 + 1% |
| Europe | United Kingdom | GBP | FPS | Pay OUT | GBP 2 + 1.00% |
| North America | Canada | CAD | Bank Transfer (e-Interac) | Pay IN | CAD 3 + 1.5% |
| North America | Canada | CAD | Bank Transfer (e-Interac) | Pay OUT | CAD 3 + 1.5% |
| LatAm | Argentina | ARS | Bank Transfer | Pay IN | USD 3 + 3.2% (Including 0.6% taxes) |
| LatAm | Brazil | BRL | Bank Transfer (PIX) | Pay IN | USD 0.6 + 1.5% (including 0.38% taxes) |
| LatAm | Chile | CLP | Bank Transfer | Pay IN | 1.95% |
| LatAm | Colombia | COP | Bank Transfer (PSE) | Pay IN | 2.30% |
| LatAm | Mexico | MXN | Bank Transfer (SPEI) | Pay IN | USD 0.1 + 1.30% |
| LatAm | Peru | PEN | Bank Transfer | Pay IN | USD 1 + 2.00% |
| LatAm | Argentina | ARS | Bank Transfer | Pay OUT | USD 3 + 3.2% (Including 0.6% taxes) |
| LatAm | Brazil | BRL | Bank Transfer (PIX) | Pay OUT | USD 0.6 + 1.5% (including 0.38% taxes) |
| LatAm | Chile | CLP | Bank Transfer | Pay OUT | 1.95% |
| LatAm | Colombia | COP | Bank Transfer (PSE) | Pay OUT | 2.05% |
| LatAm | Mexico | MXN | Bank Transfer (SPEI) | Pay OUT | USD 0.1 + 1.3% |
| LatAm | Peru | PEN | Bank Transfer | Pay OUT | USD 1 + 2% |
| Global | Global | Crypto | | Pay IN | 0.10% |
| Global | Global | Crypto | | Pay OUT | 0.10% |
| Asia | Thailand | THB | Bank Transfer | Pay IN | 2.90% |
| Asia | Viet Nam | VND | Bank Transfer | Pay IN | 1.90% |
| Asia | Viet Nam | VND | ViettelPay | Pay IN | 2.20% |
| Asia | Viet Nam | VND | ZaloPay | Pay IN | 2.40% |
| Asia | Viet Nam | VND | MomoPay | Pay IN | 2.75% |
| Asia | Viet Nam | VND | VietQR | Pay IN | 3.30% |
| Asia | China | CNY | Bank Transfer | Pay OUT | USD 5 + 1.30% |
| Asia | Hong Kong | HKD | Bank Transfer | Pay OUT | 1.35% |
| Asia | India | INR | Bank Transfer | Pay OUT | 2.05% + USD 3 |
| Asia | Indonesia | IDR | Bank Transfer | Pay OUT | IDR4000 + 1.25% |
| Asia | Malaysia | MYR | Bank Transfer (FPX) | Pay OUT | 2.50% |
| Asia | Pakistan | PKR | Bank Transfer | Pay OUT | 2.5% (Minimum USD 2.5) |
| Asia | Philippines | PHP | Bank Transfer (InstaPay) | Pay OUT | PHP 18 +1.15% |
| Asia | Philippines | PHP | Bank Transfer (PesoNet) | Pay OUT | PHP 18 +1.15% |
| Asia | Philippines | PHP | GCash | Pay OUT | PHP 18 +1.15% |
| Asia | Philippines | PHP | PayMaya | Pay OUT | PHP 18 +1.15% |
| Asia | Thailand | THB | Bank Transfer | Pay OUT | 1.90% |
| Asia | Viet Nam | VND | Bank Transfer | Pay OUT | 1.15% |
| Oceania | Australia | AUD | Bank Transfer (BECS) | Pay OUT | 2.65% |
| Africa | Cameroon | XAF | Mobile Money (MTN) | Pay IN | 2.75% |
| Africa | Ghana | GHS | Mobile Money (MTN, Airtel Tigo, Vodafone Cash) | Pay IN | USD 0.5 + 4% |
| Africa | Kenya | KES | Mobile Money (Airtel, M-Pesa) | Pay IN | 3.00% |
| Africa | Nigeria | NGN | Bank Transfer | Pay IN | NGN 650 + 2.45% |
| Africa | South Africa | ZAR | Bank Transfer (EFT) | Pay IN | 3.50% |
| Africa | Tanzania | TZS | Mobile Money (TigoPesa, Vodafone M-Pesa, Halopesa, Airtel Money) | Pay IN | 3.00% |
| Africa | Tanzania | TZS | Bank Transfer | Pay IN | 2.00% |
| Africa | Uganda | UGX | Mobile Money (Airtel Money, MTN) | Pay IN | 2.50% |
| Africa | Uganda | UGX | Bank Transfer | Pay IN | 2.00% |
| Africa | Zambia | ZMW | Mobile Money (Zamtel, MTN) | Pay IN | 3.00% |
| Africa | Zambia | ZMW | Bank Transfer | Pay IN | 2.00% |
| Africa | Cameroon | XAF | Mobile Money (MTN) | Pay OUT | 2.45% |
| Africa | Ghana | GHS | Mobile Money (MTN, Airtel Tigo, Vodafone Cash) | Pay OUT | 3.00% |
| Africa | Kenya | KES | Mobile Money (Airtel, M-Pesa) | Pay OUT | 2.95% |
| Africa | Nigeria | NGN | Bank Transfer | Pay OUT | USD 0.1 + 0.80% |
| Africa | South Africa | ZAR | Bank Transfer (EFT) | Pay OUT | USD 0.1 + 0.80% |
| Africa | Tanzania | TZS | Mobile Money (TigoPesa, Vodafone M-Pesa, Halopesa, Airtel Money) | Pay OUT | 2.45% |
| Africa | Tanzania | TZS | Bank Transfer | Pay OUT | 2.05% |
| Africa | Uganda | UGX | Mobile Money (Airtel Money, MTN) | Pay OUT | 2.45% |
| Africa | Uganda | UGX | Bank Transfer | Pay OUT | 1.45% |
| Africa | Zambia | ZMW | Mobile Money (Zamtel, MTN) | Pay OUT | 2.45% |
| Africa | Zambia | ZMW | Bank Transfer | Pay OUT | 1.45% |
